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Deposit

Start your iPhone plan by making a small deposit through M-Pesa. This unlocks your device and activates your repayment plan.

Repayments

Pay your balance in daily, weekly, or monthly installments directly via M-Pesa. Payments reflect instantly in your dashboard.

My Device

View details of your financed iPhone — model, IMEI, repayment status, and remaining balance — all in one place.

Missed Payment

If you miss a repayment, the system sends automatic reminders. Continued non-payment may restrict phone usage until you update payments.

Pay Bill

Use our M-Pesa PayBill 4135807 with your ID number as the account to make repayments securely anytime, anywhere.

Transaction

Track your full payment history, including deposits, repayments, and balances — always transparent and up to date.

Withdraw/Refunds

If you overpay or cancel before collection, request a refund or balance withdrawal (subject to Simu Pay policy).

Referral

Invite friends to Simu Pay and earn discounts or bonuses on your own repayment plan when they join.