Choose Your iPhone

Select the iPhone model you want to pay slowly (Lipa Mdogo Mdogo).

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Make Deposit

Pay a small deposit to activate your iPhone.

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Set Repayment Plan

Choose daily, weekly, or monthly repayment schedule.

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Software Installed

Simu Pay software is installed to secure the iPhone until full payment.

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Track Payments

View your payments, balance left, and due dates in the dashboard.

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Phone Fully Yours

Once balance is cleared, software is removed and phone is 100% yours.

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Simu Pay Solution

Our Professional Features

Deposit

Start your journey with a small deposit and take home your iPhone the same day.

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Repayment Plan

Pay the balance in daily, weekly, or monthly installments that fit your lifestyle.

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My Device

Track your iPhone details — model, IMEI, repayment progress, and balance.

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Transaction

View your full repayment history with dates, amounts, and payment status.

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Payment Options

Easily pay via M-Pesa PayBill 4135807 using your National ID as account number.

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Referral

Invite friends and earn bonuses or discounts on your repayments.

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Faq Questions

Explore Your Questions.

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With Simu Pay, you choose your iPhone, pay a small deposit, and take it home immediately. The balance is paid slowly in daily, weekly, or monthly installments through M-Pesa.

If you miss a payment, the system sends reminders. If payments remain unpaid for a long time, the phone may be temporarily restricted until the balance is updated.

No. You only need your ID, M-Pesa number, and deposit to get started.

Yes, you can switch between daily, weekly, or monthly payments depending on your financial situation.

We offer a motherboard financing option. Instead of throwing away a locked phone, you can finance a new motherboard through Simu Pay.

Yes. You can use your phone as collateral to access a personal loan, and the device will be secured with our Simu Pay software until repayment is done.

You can log in to your Simu Pay dashboard anytime to view your deposit, payment history, balance, and due dates.

Once you finish your repayments, our software is permanently removed and the iPhone is 100% yours.

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