Deposit
Start your journey with a small deposit and take home your iPhone the same day.
Own Your iPhone Today with Simu Pay 
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Our platform is fast
We keep your data secure
Enjoy hassle-free use
Pay Slowly, Use Freely
Our Professional Features
Simu Pay Solution
Repayment Plan
Pay the balance in daily, weekly, or monthly installments that fit your lifestyle.
My Device
Track your iPhone details — model, IMEI, repayment progress, and balance.
Transaction
View your full repayment history with dates, amounts, and payment status.
Payment Options
Easily pay via M-Pesa PayBill 4135807 using your National ID as account number.
Referral
Invite friends and earn bonuses or discounts on your repayments.
Our Powerful Solutions
Banking Powered
iPhone Financing
Get your iPhone today without paying the full price upfront. Pay slowly in daily, weekly, or monthly installments until it’s fully yours.
Motherboard Financing
Stuck with an iCloud locked phone? Don’t get rid of it. Finance a new motherboard with Simu Pay and pay pole pole.
Device-Backed Loan
Need quick cash? Use your device as collateral. We value your phone and give you a personal loan, secured with our software until repayment.
Our Work Process
Depositing money securely involves ensuring that the process of transferring funds into a bank account is protected from unauthorized access or potential risks
Signup
Make a Deposit
Choose Repayment Plan
Own Your iPhone
Our Plans
All Plans
Get Started Now
3 Months (12 Weeks) Lipa Pole Plan
50
% /7 Days-
Minimum Loan :
KES10000.00
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Miximum Loan :
KES70000.00
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Installment Rate :
50%
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Installment Slice :
7 Days
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Total Installment :
12
6 Months (24 Weeks) Lipa Pole Plan
80
% /7 Days-
Minimum Loan :
KES20000.00
-
Miximum Loan :
KES80000.00
-
Installment Rate :
80%
-
Installment Slice :
7 Days
-
Total Installment :
24
1 Months (4 Weeks) Lipa Pole Plan
50
% /7 Days-
Minimum Loan :
KES10000.00
-
Miximum Loan :
KES50000.00
-
Installment Rate :
50%
-
Installment Slice :
7 Days
-
Total Installment :
4
2 Months (8 Weeks) Lipa Pole Plan
80
% /7 Days-
Minimum Loan :
KES5000.00
-
Miximum Loan :
KES60000.00
-
Installment Rate :
80%
-
Installment Slice :
7 Days
-
Total Installment :
8
9 Weeks Lipa Pole Pole Plan
50
% /7 Days-
Minimum Loan :
KES5000.00
-
Miximum Loan :
KES10000.00
-
Installment Rate :
50%
-
Installment Slice :
7 Days
-
Total Installment :
9
Faq Questions
Explore Your Questions.
With Simu Pay, you choose your iPhone, pay a small deposit, and take it home immediately. The balance is paid slowly in daily, weekly, or monthly installments through M-Pesa.
If you miss a payment, the system sends reminders. If payments remain unpaid for a long time, the phone may be temporarily restricted until the balance is updated.
No. You only need your ID, M-Pesa number, and deposit to get started.
Yes, you can switch between daily, weekly, or monthly payments depending on your financial situation.
We offer a motherboard financing option. Instead of throwing away a locked phone, you can finance a new motherboard through Simu Pay.
Yes. You can use your phone as collateral to access a personal loan, and the device will be secured with our Simu Pay software until repayment is done.
You can log in to your Simu Pay dashboard anytime to view your deposit, payment history, balance, and due dates.
Once you finish your repayments, our software is permanently removed and the iPhone is 100% yours.
Why Choose Us
Explore Why You Will Choose Us.
We are Fast
Get your iPhone today with just a deposit. No long paperwork, no delays.
Secure & Reliable
Our Simu Pay software keeps your device safe until you finish payment.
Flexible Payments
Choose daily, weekly, or monthly installments that fit your lifestyle.
Dedicated Support
Our customer support team is always available to assist you whenever you need help.
Latest News
News & Articles
Own Your iPhone Today, Pay Slowly with Simu Pay
Don’t wait months to save up. With just a small deposit, you can take home your iPhone today and pay the balance in flexible daily, weekly, or monthly installments.
Get Started
