Simu Pay Solution

Our Professional Features

Deposit

Start your journey with a small deposit and take home your iPhone the same day.

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Repayment Plan

Pay the balance in daily, weekly, or monthly installments that fit your lifestyle.

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My Device

Track your iPhone details — model, IMEI, repayment progress, and balance.

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Transaction

View your full repayment history with dates, amounts, and payment status.

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Payment Options

Easily pay via M-Pesa PayBill 4135807 using your National ID as account number.

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Referral

Invite friends and earn bonuses or discounts on your repayments.

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Banking Powered

Our Powerful Solutions

At Simu Pay, we make device ownership simple and affordable. From iPhones to motherboards, and even personal loans, we’ve got you covered with flexible Lipa Mdogo Mdogo solutions.

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iPhone Financing

Get your iPhone today without paying the full price upfront. Pay slowly in daily, weekly, or monthly installments until it’s fully yours.

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Motherboard Financing

Stuck with an iCloud locked phone? Don’t get rid of it. Finance a new motherboard with Simu Pay and pay pole pole.

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Device-Backed Loan

Need quick cash? Use your device as collateral. We value your phone and give you a personal loan, secured with our software until repayment.

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Signup

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Make a Deposit

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Choose Repayment Plan

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Own Your iPhone

All Plans

Our Plans

3 Months (12 Weeks) Lipa Pole Plan

50% / 7 Days
  • Minimum Loan : KES10000.00
  • Miximum Loan : KES70000.00
  • Installment Rate : 50%
  • Installment Slice : 7 Days
  • Total Installment : 12

6 Months (24 Weeks) Lipa Pole Plan

80% / 7 Days
  • Minimum Loan : KES20000.00
  • Miximum Loan : KES80000.00
  • Installment Rate : 80%
  • Installment Slice : 7 Days
  • Total Installment : 24

1 Months (4 Weeks) Lipa Pole Plan

50% / 7 Days
  • Minimum Loan : KES10000.00
  • Miximum Loan : KES50000.00
  • Installment Rate : 50%
  • Installment Slice : 7 Days
  • Total Installment : 4

2 Months (8 Weeks) Lipa Pole Plan

50% / 7 Days
  • Minimum Loan : KES13000.00
  • Miximum Loan : KES60000.00
  • Installment Rate : 50%
  • Installment Slice : 7 Days
  • Total Installment : 8

9 Weeks Lipa Pole Pole Plan

50% / 7 Days
  • Minimum Loan : KES5000.00
  • Miximum Loan : KES10000.00
  • Installment Rate : 50%
  • Installment Slice : 7 Days
  • Total Installment : 9
Tailored experiences

Our Powerful Solutions

At Simu Pay, we focus on making iPhone ownership easy and stress-free. From flexible payments to secure device financing, our solutions are designed around your needs.

  • Seamless iPhone Financing
  • Device-Backed Loans
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Faq Questions

Explore Your Questions.

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With Simu Pay, you choose your iPhone, pay a small deposit, and take it home immediately. The balance is paid slowly in daily, weekly, or monthly installments through M-Pesa.

If you miss a payment, the system sends reminders. If payments remain unpaid for a long time, the phone may be temporarily restricted until the balance is updated.

No. You only need your ID, M-Pesa number, and deposit to get started.

Yes, you can switch between daily, weekly, or monthly payments depending on your financial situation.

We offer a motherboard financing option. Instead of throwing away a locked phone, you can finance a new motherboard through Simu Pay.

Yes. You can use your phone as collateral to access a personal loan, and the device will be secured with our Simu Pay software until repayment is done.

You can log in to your Simu Pay dashboard anytime to view your deposit, payment history, balance, and due dates.

Once you finish your repayments, our software is permanently removed and the iPhone is 100% yours.

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Why Choose Us

Explore Why You Will Choose Us.

We are Fast

Get your iPhone today with just a deposit. No long paperwork, no delays.

Flexible Payments

Choose daily, weekly, or monthly installments that fit your lifestyle.

Secure & Reliable

Our Simu Pay software keeps your device safe until you finish payment.

Dedicated Support

Our customer support team is always available to assist you whenever you need help.

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